Maruti Alto K10 Key Specifications

SpecificationsDetails
Price₹3.40 Lakhs onwards
Mileage23.95 to 32.26 kmpl
TransmissionManual, Automatic
Engine998 cc
Fuel TypePetrol, CNG
Seating Capacity4, 5 Seater
Power58.2 BHP
Torque78 NM
Also Check – Commercial Auto Insurance Symbols List

Maruti Alto K10 Variants with Insurance Premium Price Calculator

Variant NameEx-showroom PriceComprehensive Car InsuranceThird Party Car InsuranceOwn Damage Car Insurance 
Maruti Alto K10 Plus Edition 998 cc, Petrol₹3.40 Lac₹ 8814₹ 2094₹ 2184 
Maruti Alto K10 LX Optional 998 cc, Petrol₹3.45 Lac₹ 8845₹ 2094₹ 1941 
Maruti Alto K10 LX 998 cc, Petrol₹3.61 Lac₹ 8845₹ 2094₹ 2142 
Maruti Alto K10 LXI Optional 998 cc, Petrol₹3.61 Lac₹ 8845₹ 2094₹ 2296 
Maruti Alto K10 LXI 998 cc, Petrol₹3.78 Lac₹ 8845₹ 2094₹ 2209 
Maruti Alto K10 VXI Airbag 998 cc, Petrol₹3.92 Lac₹ 8957₹ 2094₹ 2334 
Maruti Alto K10 VXI 998 cc, Petrol₹3.94 Lac₹ 8957₹ 2094₹ 2334 
Maruti Alto K10 VXI Optional 998 cc, Petrol₹4.07 Lac₹ 9493₹ 2094₹ 2410 
Maruti Alto K10 LXI CNG Optional 998 cc, CNG₹4.24 Lac₹ 10394₹ 2094₹ 1970 
Maruti Alto K10 VXI AGS Optional 998 cc, Petrol₹4.25 Lac₹ 8957₹ 2094₹ 2874 
Maruti Alto K10 VXI AMT 998 cc, Petrol₹4.39 Lac₹ 9048₹ 2094₹ 2403 
Maruti Alto K10 LXI CNG 998 cc, CNG₹4.40 Lac₹ 10394₹ 2094₹ 1808 

Best Car Insurance Companies with Higher settlement ratio

Insurance CompanyClaim Settlement RatioPremium starting at
Acko Car Insurance95.50%₹2094/-
HDFC ERGO Car Insurance99.00%₹2094/-
Bajaj Allianz Car Insurance98.54%₹2094/-

What included in Third Party Insurance and Comprehensive Insurance

CoverageThird-PartyComprehensive
Damages/Losses to owning a car due to an accident×✔
Damages/Losses to own car in case of fire×✔
Damages/Losses to own car in case of a natural calamity×✔
Damages/Losses to owning car due to an accident✔✔
Damages to Third-Party Property✔✔
Personal Accident Cover✔✔
Injuries/Death of a Third-Party Person✔✔
Theft of your car×✔
Doorstep Pick-Up & Drop×✔
Customize your IDV×✔
Extra protection with customized add-ons×✔

How to buy car insurance online?

Purchasing auto insurance online is a simple and fast procedure. Nonetheless, to identify your ideal insurance company, you must perform some primary study. The remainder of the process is very easy.
Follow the steps given below to buy car insurance online.

  • Visit the insurance company’s official website.
  • Enter the details of your car, including the manufacturer, model, gasoline type, and registration number, at the top of the page.
  • The next step is to evaluate coverage and choose the auto insurance option that best meets your needs. Additionally, you may personalize your auto insurance policy by selecting add-ons like emergency assistance, essential protection, zero depreciation coverage, and more.
  • Suppose you have previously purchased an insurance plan. In that case, you must provide information about that previous policy, including the expiration date, the no-claim bonus you received, and the claims you made.
  • After that, to receive quotes, you must submit your name, email address, and mobile number.
  • Once the payment has been made, you are ready to proceed. Your email address will receive links to your online policy papers.

Top Car Insurance Companies in India

HDFC Ergo Car Insurance

Following a joint venture, HDFC and ERGO formed a partnership in 2015. The business provides services like overnight auto repairs and has over 6700 cashless garages. Around 1.5 crore satisfied consumers rate HDFC Ergo with a 4.4 customer rating. Eighty percent of claims are resolved in a single day, with HDFC Ergo offering a 100% claim settlement ratio.

MetricData
Company nameHDFC Ergo General Insurance
HeadquartersMumbai, India
Founded1999
CustomersOver 10 million
Claim settlement ratio96.2%
Number of claims settled3 million
Average claim settlement time22 days
Network of garages3,000+
24/7 emergency assistanceYes

United India Car Insurance

United India Car Insurance was founded in February 1938 and currently serves over 1.38 crore policyholders. It offers a wide range of insurance products and pays out 95% of claims. The business succeeds in reaching its objective of 100% client satisfaction.

MetricData
Company nameUnited India Insurance
HeadquartersKolkata, India
Founded1938
CustomersOver 15 million
Claim settlement ratio95.4%
Number of claims settled4 million
Average claim settlement time20 days
Network of garages3,000+
24/7 emergency assistanceYes

ICICI Lombard Car Insurance

ICICI Lombard General Insurance Company Ltd. was established in 2001 and provides a broad range of insurance products. Regarding auto insurance, the company’s claim settlement ratio is 93.4%. ICICI Lombard, which has a 4.7 customer rating, has provided auto insurance to more than 2.17 crore people.

MetricData
Company nameICICI Lombard General Insurance
HeadquartersMumbai, India
Founded1993
CustomersOver 17 million
Claim settlement ratio96.3%
Number of claims settled4.5 million
Average claim settlement time23 days
Network of garages4,000+
24/7 emergency assistanceYes

New India Car Assurance

New India Car Assurance was established in 1919 and boasts a 92% claim settlement rate. The organization has a large customer base and offers top-notch services both in India and outside.

MetricData
Company nameNew India Assurance
HeadquartersMumbai, India
Founded1919
CustomersOver 25 million
Claim settlement ratio95.6%
Number of claims settled6.5 million
Average claim settlement time25 days
Network of garages5,000+
24/7 emergency assistanceYes

Royal Sundaram Car Insurance

More than 28 million Indians trust Royal Sundaram Car Insurance, founded in October 2000. The business offers whole car protection and boasts a 99% claim settlement percentage.

MetricData
Company nameRoyal Sundaram General Insurance
HeadquartersChennai, India
Founded1956
CustomersOver 5 million
Claim settlement ratio95%
Number of claims settled1.2 million
Average claim settlement time22 days
Network of garages3,500+
24/7 emergency assistanceYes

Digit Car Insurance

Established in the year 2016, Digit Insurance is trusted by over 3 crore Indians and has a 96% claim settlement ratio.

AttributeValue
Company NameDigit General Insurance
HeadquartersBengaluru, India
Founded2016
CustomersOver 2 million
Claim Settlement Ratio96%
Number of Claims Settled1 million
Average Claim Settlement Time15 days
Network of Garages1,000+
24/7 Emergency AssistanceYes

Cholamandalam Car Insurance

Founded in 2001, Cholamandalam MS caters to different customer needs. With a 96% claim settlement ratio, the company is highly trusted by customers.

FeatureDetails
Company nameCholamandalam MS General Insurance Company Limited
HeadquartersChennai, Tamil Nadu, India
Founded1989
Parent companyMurugappa Group
Japanese partnerMitsui Sumitomo Insurance Company Limited
ProductsMotor insurance, health insurance, travel insurance, home insurance, and other general insurance products
Websitehttps://www.cholainsurance.com/
Total customers10 million+
Claim settlement ratio96% (FY 2021-22)

Future Generali Car Insurance

Future Generali has a 96% claim settlement percentage and has operated since 2006. With more than 121 locations around India, the business offers 24/7 customer service.

FeatureDetails
Company nameFuture Generali India Insurance Company Limited
HeadquartersMumbai, India
Founded2007
Parent companyFuture Group
ProductsCar insurance, health insurance, travel insurance, home insurance, and other general insurance products
CustomersOver 10 million
Claim settlement ratio95.2% (FY 2021-22)
Number of claims settled1.2 million (FY 2021-22)
Average claim settlement time30 days
Network of garages3,500+
24/7 emergency assistanceYes

Reliance Car Insurance

Reliance Car Insurance was established in August 2000 and has met client expectations with its easy-to-use service. The organization has a 96% claim settlement ratio and is well-liked by clients.

MetricData
Company nameReliance General Insurance Company Limited
HeadquartersMumbai, India
Founded2005
Parent companyReliance Industries Limited
ProductsCar insurance, health insurance, travel insurance, home insurance, and other general insurance products
CustomersOver 10 million
Claim settlement ratio95% (FY 2021-22)
Number of claims settled1.2 million (FY 2021-22)
Average claim settlement time30 days
Network of garages3,500+
24/7 emergency assistanceYes

Liberty Car Insurance

Founded in 2013, Liberty Car Insurance has over 110 offices across. The company has issued 20 crore policies since 2013 and has a 98% claim settlement ratio.

MetricData
Company nameLiberty General Insurance Limited
HeadquartersMumbai, India
Founded2006
Parent companyLiberty Citystate Holdings Pte. Ltd.
ProductsCar insurance, health insurance, travel insurance, home insurance, and other general insurance products
CustomersOver 5 million
Claim settlement ratio95.4% (FY 2021-22)
Number of claims settled1 million (FY 2021-22)
Average claim settlement time25 days
Network of garages2,500+
24/7 emergency assistanceYes

Kotak Car Insurance

Established in April 2015, Kotak Car Insurance has over 1.1 crore customers. With 4000+ network garages, the company has a 98% claim settlement ratio.

MetricData
Company nameKotak Mahindra General Insurance
HeadquartersMumbai, India
Founded2002
CustomersOver 5 million
Claim settlement ratio96.8%
Number of claims settled1.1 million
Average claim settlement time23 days
Network of garages3,000+
24/7 emergency assistanceYes

Bajaj Allianz Car Insurance

Bajaj Allianz is a customer-focused company that was founded in 1926. Customers of Bajaj Allianz can receive roadside assistance around the clock. With a 99% claim settlement rate, the business guarantees its clients receive what they require.

MetricData
Company nameBajaj Allianz General Insurance
HeadquartersMumbai, India
Founded2001
CustomersOver 10 million
Claim settlement ratio96.3%
Number of claims settled1.5 million
Average claim settlement time22 days
Network of garages4,000+
24/7 emergency assistanceYes

Zuno Car Insurance

Established in 2016, Zuno is a trusted insurance provider in India. With a huge customer base, the company has a 98% claim settlement ratio

MetricData
Company nameZuno General Insurance
HeadquartersMumbai, India
Founded2017
CustomersOver 1 million
Claim settlement ratio97%
Number of claims settled500,000
Average claim settlement time15 days
Network of garages1,000+
24/7 emergency assistanceYes
Key features
  • Cashless claim settlement
  • Zero depreciation cover
  • Personal accident cover
  • 24/7 roadside assistance
  • Easy online purchase

Universal Sompo Car Insurance

Universal Sompo General Insurance began operations in India in 2008. Customers may get the finest insurance pricing, a speedy claim process, and round-the-clock service from the company, thanks to its PAN India presence. There is a 96% claim settlement ratio at Universal Sompo.

MetricData
Company nameZuno General Insurance
HeadquartersMumbai, India
Founded2017
CustomersOver 1 million
Claim settlement ratio97%
Number of claims settled500,000
Average claim settlement time15 days
Network of garages1,000+
24/7 emergency assistanceYes

IFFCO Tokio Car Insurance

In 2000, IFFCO Tokio and Tokio Marine Asia formed IFFCO Tokio Car Insurance as a joint venture. The company has a 96% claim settlement percentage and a 4.8 customer rating.

MetricData
Company nameIFFCO Tokio General Insurance
HeadquartersMumbai, India
Founded2000
Parent companyIFFCO (Indian Farmers Fertiliser Cooperative Limited) and Tokio Marine Group
CustomersOver 5 million
Claim settlement ratio96%
Number of claims settled1.2 million
Average claim settlement time25 days
Network of garages2,500+
24/7 emergency assistanceYes

By Tarun Saini

I'm Tarun Saini, a SEO Expert with 11+ years of experience. I help businesses create or revise their SEO plan, implement it and monitor results.

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